How can we help?

01 Acquisition finance eligibility: who can apply? Acquisition Finance · Eligibility 2 mins read 02 Am I eligible for the Growth Guarantee Scheme? Business Growth Finance · Growth Guarantee Scheme 2 mins read 03 Are franchise non-compete clauses enforceable? Franchise Finance · Checking the franchise 2 mins read 04 Are there any fees? Start Up Loans · Amounts, rates and costs 1 min read 05 Business growth loan eligibility: who can apply? Business Growth Finance · Eligibility 2 mins read 06 Can a lender take a charge over my home? Business Growth Finance · Security and guarantees 2 mins read 07 Can a sole trader get a business growth loan? Business Growth Finance · Eligibility 2 mins read 08 Can franchise finance cover the franchise fee and working capital? Franchise Finance · Costs and what finance covers 1 min read 09 Can growth finance fund buying another business? Business Growth Finance · Types of finance 2 mins read 10 Can I apply if I'm a student? Start Up Loans · Eligibility 1 min read 11 Can I apply if I'm on Universal Credit or other benefits? Start Up Loans · Eligibility 1 min read 12 Can I apply while I'm still employed? Start Up Loans · Eligibility 1 min read 13 Can I borrow against goodwill? Acquisition Finance · Funding the deal 1 min read 14 Can I buy a business with no money down? Acquisition Finance · Funding the deal 2 mins read 15 Can I change Business Support Partner, or move my application to bizbritain? Start Up Loans · Applying with bizbritain 2 mins read 16 Can I change my mind? Withdrawing and the 14-day cooling-off period Start Up Loans · After you apply 2 mins read 17 Can I combine a Start Up Loan with other franchise finance? Franchise Finance · Starting a franchise 2 mins read 18 Can I fund further acquisitions later? Acquisition Finance · After you apply 1 min read 19 Can I get a business growth loan with bad credit or CCJs? Business Growth Finance · Eligibility 1 min read 20 Can I get acquisition finance with bad credit? Acquisition Finance · Eligibility 1 min read 21 Can I get a franchise loan with bad credit? Franchise Finance · Eligibility 2 mins read 22 Can I get a loan to buy a business if I've never owned one? Acquisition Finance · Eligibility 1 min read 23 Can I get a Start Up Loan for a second franchise site? Franchise Finance · Adding units and territories 1 min read 24 Can I get finance to buy a franchise? Acquisition Finance · Deal types and structures 1 min read 25 Can I get finance to buy an existing franchise? Franchise Finance · Buying an existing franchise 2 mins read 26 Can I only have one Start Up Loan at a time? Start Up Loans · Partners and second loans 2 mins read 27 Can I refinance existing business debt? Business Growth Finance · Types of finance 2 mins read 28 Can I repay a business growth loan early? Business Growth Finance · After you apply 1 min read 29 Can I repay the loan early? Start Up Loans · Repaying your loan 1 min read 30 Can I sell my franchise later? Franchise Finance · After you're funded 2 mins read 31 Can I take a payment holiday? Start Up Loans · Repaying your loan 1 min read 32 Can I take my Start Up Loan in two parts (a tranched loan)? Start Up Loans · Amounts, rates and costs 2 mins read 33 Can I use a Start Up Loan for a franchise? Franchise Finance · Starting a franchise 2 mins read 34 Can I use a Start Up Loan or the Growth Guarantee Scheme to buy a business? Acquisition Finance · Eligibility 2 mins read 35 Can I use a Start Up Loan to buy a business or a franchise? Start Up Loans · Eligibility 2 mins read 36 Can I visit your office? Working with bizbritain · Contacting us 1 min read 37 Can my franchise contribution come from borrowing or family? Franchise Finance · Eligibility 2 mins read 38 Can the business I'm buying help fund the purchase with its own assets? Acquisition Finance · Funding the deal 2 mins read 39 Can you arrange a commercial mortgage for business premises? Business Growth Finance · Types of finance 1 min read 40 Does a Growth Guarantee Scheme loan need a personal guarantee? Business Growth Finance · Growth Guarantee Scheme 2 mins read 41 Does bfa membership matter to lenders? Franchise Finance · Checking the franchise 1 min read 42 Does bizbritain lend Growth Guarantee Scheme loans? Business Growth Finance · Growth Guarantee Scheme 1 min read 43 Does my business need to be registered with Companies House or HMRC first? Start Up Loans · Eligibility 1 min read 44 Does my second loan have to be for the same business? Start Up Loans · Partners and second loans 1 min read 45 Does the franchisor have to approve my franchise purchase? Franchise Finance · Buying an existing franchise 1 min read 46 Does the franchisor's forecast replace my own business plan? Franchise Finance · Checking the franchise 2 mins read 47 Does TUPE apply when I buy a business? Acquisition Finance · Due diligence, legal and tax 1 min read 48 Do I need a business bank account? Start Up Loans · Applying with bizbritain 1 min read 49 Do I need a deposit for a Start Up Loan? Start Up Loans · Amounts, rates and costs 1 min read 50 Do I need a target business before I apply for acquisition finance? Acquisition Finance · Eligibility 1 min read 51 Do I need filed accounts for a business growth loan? Business Growth Finance · Eligibility 1 min read 52 Do I need industry experience to get franchise finance? Franchise Finance · Eligibility 1 min read 53 Do I still have to repay if my business closes? Start Up Loans · Repaying your loan 2 mins read 54 Do you take commission from lenders? Business Growth Finance · Rates, fees and costs 2 mins read 55 Eligibility: which businesses and loan purposes are excluded? Start Up Loans · Eligibility 2 mins read 56 Evidence required to fund premises Start Up Loans · Your business plan 4 mins read 57 Growth Guarantee Scheme and subsidy control: what do I need to declare? Business Growth Finance · Growth Guarantee Scheme 2 mins read 58 How are bolt-on and buy-and-build acquisitions funded? Acquisition Finance · Deal types and structures 2 mins read 59 How are franchise resales valued? Franchise Finance · Buying an existing franchise 2 mins read 60 How are multi-unit franchise deals funded? Franchise Finance · Adding units and territories 2 mins read 61 How can franchisors work with bizbritain? Franchise Finance · For franchisors 1 min read 62 How can I check I'm really dealing with bizbritain? Working with bizbritain · Staying safe 1 min read 63 How does an earn-out work when buying a business? Acquisition Finance · Funding the deal 2 mins read 64 How does applying for a business growth loan with bizbritain work? Business Growth Finance · Applying with bizbritain 2 mins read 65 How does applying for acquisition finance with bizbritain work? Acquisition Finance · Applying with bizbritain 2 mins read 66 How does applying for franchise finance with bizbritain work? Franchise Finance · Applying with bizbritain 1 min read 67 How do franchise referral links work? Franchise Finance · For franchisors 1 min read 68 How do I apply? Start Up Loans · Applying with bizbritain 2 mins read 69 How do I become a bizbritain franchise partner? Franchise Finance · For franchisors 1 min read 70 How do I check a franchisor before I invest? Franchise Finance · Checking the franchise 1 min read 71 How do I compare the business finance offers you find? Business Growth Finance · After you apply 2 mins read 72 How do I contact bizbritain? Working with bizbritain · Contacting us 1 min read 73 How do I finance a franchise? Franchise Finance · Starting a franchise 2 mins read 74 How do I finance a van or equipment for a franchise? Franchise Finance · Costs and what finance covers 2 mins read 75 How do I fund adding a franchise unit or territory? Franchise Finance · Adding units and territories 1 min read 76 How do I fund buying out a business partner or shareholder? Acquisition Finance · Deal types and structures 2 mins read 77 How do lenders treat a vendor loan? Acquisition Finance · Funding the deal 2 mins read 78 How do lenders value a business I want to buy? Acquisition Finance · Funding the deal 2 mins read 79 How do repayments work, and who do I pay? Start Up Loans · Repaying your loan 2 mins read 80 How is buying a business usually funded? The capital stack Acquisition Finance · Deal types and structures 2 mins read 81 How is my application assessed? Start Up Loans · After you apply 2 mins read 82 How long can I take to repay a Start Up Loan? Start Up Loans · Amounts, rates and costs 1 min read 83 How long does a business growth loan take? Business Growth Finance · Applying with bizbritain 1 min read 84 How long does it take to buy a business with finance? Acquisition Finance · Applying with bizbritain 1 min read 85 How long does it take to open a franchise? Franchise Finance · Starting a franchise 1 min read 86 How long do I need to have been trading for a business growth loan? Business Growth Finance · Eligibility 1 min read 87 How long will it take? Start Up Loans · Applying with bizbritain 2 mins read 88 How much can I apply for? Start Up Loans · Amounts, rates and costs 2 mins read 89 How much can I borrow under the Growth Guarantee Scheme, and for how long? Business Growth Finance · Growth Guarantee Scheme 2 mins read 90 How much deposit do I need to buy a business? Acquisition Finance · Funding the deal 2 mins read 91 How much does bizbritain charge for a business growth loan? Business Growth Finance · Rates, fees and costs 2 mins read 92 How much does bizbritain charge for acquisition finance? Acquisition Finance · Rates, fees and costs 2 mins read 93 How much of my own money do I need for a franchise? Franchise Finance · Eligibility 2 mins read 94 How much sector experience do I need to get acquisition finance? Acquisition Finance · Eligibility 1 min read 95 How much will a lender lend to buy a business? Acquisition Finance · Funding the deal 2 mins read 96 How much working capital does a franchise need? Franchise Finance · Costs and what finance covers 2 mins read 97 How profitable does the business I'm buying need to be? Acquisition Finance · Eligibility 2 mins read 98 How to complete your business plan workbook Start Up Loans · Your business plan 1 min read 99 How to evidence your ability Start Up Loans · Your business plan 4 mins read 100 I already have an application. Who should I contact? Working with bizbritain · Contacting us 1 min read 101 I have poor credit history: will I be declined? Start Up Loans · Eligibility 2 mins read 102 I'm on a visa: am I still eligible? Start Up Loans · Eligibility 2 mins read 103 I need less than £100,000. Should I get a Start Up Loan instead? Business Growth Finance · Eligibility 2 mins read 104 Is a franchise deposit refundable? Franchise Finance · Checking the franchise 2 mins read 105 Is a franchise easier to fund than an independent start-up? Franchise Finance · Starting a franchise 2 mins read 106 Is a Growth Guarantee Scheme loan a government loan? Is it cheaper? Business Growth Finance · Growth Guarantee Scheme 2 mins read 107 Is a Start Up Loan a personal loan? Do I need security or a guarantor? Start Up Loans · Amounts, rates and costs 2 mins read 108 Is bizbritain a lender? Working with bizbritain · About us 1 min read 109 Is bizbritain authorised by the FCA? Working with bizbritain · About us 1 min read 110 Is bizbritain paid for Start Up Loans? Working with bizbritain · Fees and how we're paid 2 mins read 111 Is bizbritain the lender? Who provides my Start Up Loan? Start Up Loans · Applying with bizbritain 2 mins read 112 Is my business loan regulated, and who can I complain to? Business Growth Finance · After you apply 2 mins read 113 I started my application but haven't heard anything Start Up Loans · Applying with bizbritain 1 min read 114 Is there a turnover limit for business growth finance? Business Growth Finance · Eligibility 1 min read 115 Is there stamp duty when you buy a business? Acquisition Finance · Due diligence, legal and tax 2 mins read 116 Is there VAT on buying a business? Transfer of a going concern Acquisition Finance · Due diligence, legal and tax 1 min read 117 Is there VAT on franchise fees? Franchise Finance · Costs and what finance covers 1 min read 118 I've been turned down by my bank: can I still apply? Start Up Loans · Eligibility 2 mins read 119 Locked box or completion accounts: what's the difference? Acquisition Finance · Due diligence, legal and tax 1 min read 120 MBO finance: how is a management buyout funded? Acquisition Finance · Deal types and structures 2 mins read 121 My application was declined: can I appeal or reapply? Start Up Loans · After you apply 2 mins read 122 My bank turned me down. Can you still help with a business growth loan? Business Growth Finance · Eligibility 2 mins read 123 My business has been trading for a few years: is it too late? Start Up Loans · Eligibility 2 mins read 124 My business is just an idea: am I still eligible? Start Up Loans · Eligibility 2 mins read 125 My business sells abroad: am I eligible? Start Up Loans · Eligibility 1 min read 126 My ID, proof of address or bank statements were rejected: what's accepted? Start Up Loans · Applying with bizbritain 2 mins read 127 Second loans: how do I apply for a second Start Up Loan? Start Up Loans · Partners and second loans 2 mins read 128 Secured vs unsecured business loans: what's the difference? Business Growth Finance · Security and guarantees 2 mins read 129 Share purchase vs asset purchase: what's the difference? Acquisition Finance · Deal types and structures 2 mins read 130 Should I use a bank franchise team or a broker? Franchise Finance · Applying with bizbritain 1 min read 131 Start Up Loan eligibility: am I eligible? Start Up Loans · Eligibility 2 mins read 132 What are heads of terms and exclusivity when buying a business? Acquisition Finance · Due diligence, legal and tax 2 mins read 133 What are mezzanine and unitranche finance? Acquisition Finance · Deal types and structures 1 min read 134 What are warranties, indemnities and the disclosure letter? Acquisition Finance · Due diligence, legal and tax 2 mins read 135 What can I spend a Start Up Loan on? Start Up Loans · Amounts, rates and costs 1 min read 136 What documents do I need? Start Up Loans · Applying with bizbritain 2 mins read 137 What documents do I need for a business growth loan? Business Growth Finance · Applying with bizbritain 2 mins read 138 What documents do I need for acquisition finance? Acquisition Finance · Applying with bizbritain 2 mins read 139 What documents do I need for franchise finance? Franchise Finance · Applying with bizbritain 1 min read 140 What does a franchise cost in total? Franchise Finance · Costs and what finance covers 2 mins read 141 What does bizbritain charge? Working with bizbritain · Fees and how we're paid 3 mins read 142 What does bizbritain charge for franchise finance? Franchise Finance · Applying with bizbritain 2 mins read 143 What does bizbritain do for a franchisor's candidates? Franchise Finance · For franchisors 1 min read 144 What do I do if my business partner also wants to apply? Start Up Loans · Partners and second loans 2 mins read 145 What do I need to do after buying a business? Acquisition Finance · After you apply 2 mins read 146 What due diligence will a lender expect when I buy a business? Acquisition Finance · Due diligence, legal and tax 2 mins read 147 What happens after I accept a business finance offer? Business Growth Finance · After you apply 1 min read 148 What happens after I submit my application? Start Up Loans · After you apply 2 mins read 149 What happens between heads of terms and completion? Acquisition Finance · After you apply 2 mins read 150 What happens to my loan if my franchise ends early? Franchise Finance · After you're funded 1 min read 151 What happens to the lease when I buy a business? Acquisition Finance · Due diligence, legal and tax 1 min read 152 What help does bizbritain give during my application? Start Up Loans · Mentoring and support 2 mins read 153 What if I can't make a repayment? Start Up Loans · Repaying your loan 2 mins read 154 What if I need more than £25,000 for a franchise? Franchise Finance · Starting a franchise 1 min read 155 What if my acquisition finance is declined? Acquisition Finance · After you apply 2 mins read 156 What if my business can't make its loan repayments? Business Growth Finance · After you apply 1 min read 157 What if my business growth loan application is declined? Business Growth Finance · After you apply 2 mins read 158 What if no lender offers me acquisition finance? Acquisition Finance · Rates, fees and costs 2 mins read 159 What if no lender offers me a facility? Business Growth Finance · Rates, fees and costs 2 mins read 160 What interest rate will I pay on a business acquisition loan? Acquisition Finance · Rates, fees and costs 1 min read 161 What interest rate will I pay on a business growth loan? Business Growth Finance · Rates, fees and costs 2 mins read 162 What is a back-up plan and why do I need one? Start Up Loans · Your business plan 5 mins read 163 What is acquisition finance? Acquisition Finance · Deal types and structures 2 mins read 164 What is a debenture? Business Growth Finance · Security and guarantees 2 mins read 165 What is a management buy-in (MBI)? Can I get finance as an outside buyer? Acquisition Finance · Deal types and structures 2 mins read 166 What is a master franchise, and how is it funded? Franchise Finance · Adding units and territories 2 mins read 167 What is a merchant cash advance, and when is a loan cheaper? Business Growth Finance · Types of finance 2 mins read 168 What is an acquisition vehicle (Newco), and do I need one? Acquisition Finance · Deal types and structures 1 min read 169 What is asset finance? Hire purchase vs leasing Business Growth Finance · Types of finance 2 mins read 170 What is EBITDA, and what does "maintainable" mean? Acquisition Finance · Funding the deal 1 min read 171 What is invoice finance? Factoring vs invoice discounting Business Growth Finance · Types of finance 1 min read 172 What is myplan, and do I need a business plan before I contact you? Start Up Loans · Applying with bizbritain 2 mins read 173 What is the abort fee, and when does it apply? Acquisition Finance · Rates, fees and costs 2 mins read 174 What is the engagement letter and retainer? Business Growth Finance · Applying with bizbritain 2 mins read 175 What is the Growth Guarantee Scheme (GGS)? Business Growth Finance · Growth Guarantee Scheme 2 mins read 176 What is trade and stock finance? Business Growth Finance · Types of finance 2 mins read 177 What is validation and why is it necessary? Start Up Loans · Your business plan 4 mins read 178 What is vendor finance? Acquisition Finance · Funding the deal 2 mins read 179 What is your personal survival budget? Start Up Loans · Your business plan 3 mins read 180 What mentoring and support do I get after my loan? Start Up Loans · Mentoring and support 2 mins read 181 What ongoing fees will I pay a franchisor? Franchise Finance · Costs and what finance covers 1 min read 182 What other costs come with buying a business? Acquisition Finance · Rates, fees and costs 1 min read 183 What other costs should I expect from a lender? Business Growth Finance · Rates, fees and costs 2 mins read 184 What security do acquisition lenders take? Acquisition Finance · Security and guarantees 1 min read 185 What should I check in a franchise agreement? Franchise Finance · Checking the franchise 1 min read 186 What's the difference between a term loan and a revolving credit facility? Business Growth Finance · Types of finance 2 mins read 187 What's the interest rate, and can it change? Start Up Loans · Amounts, rates and costs 1 min read 188 What types of business growth finance are there? Business Growth Finance · Types of finance 2 mins read 189 What types of finance does bizbritain arrange? Working with bizbritain · About us 1 min read 190 When and how will I receive the money? Start Up Loans · After you apply 2 mins read 191 When can a lender pay bizbritain? Working with bizbritain · Fees and how we're paid 3 mins read 192 When do I pay a fee, and is it refundable? Working with bizbritain · Fees and how we're paid 3 mins read 193 When should a franchisor introduce a candidate to bizbritain? Franchise Finance · For franchisors 1 min read 194 Where can I read reviews of bizbritain? Working with bizbritain · About us 1 min read 195 Where can my deposit for buying a business come from? Acquisition Finance · Funding the deal 2 mins read 196 Where do I sign in to my application? Working with bizbritain · Contacting us 1 min read 197 Which company am I dealing with? Working with bizbritain · About us 1 min read 198 Who is bizbritain? Working with bizbritain · About us 1 min read 199 Why are franchise finance applications declined? Franchise Finance · Eligibility 2 mins read 200 Why use a broker rather than going to a lender directly? Business Growth Finance · Applying with bizbritain 2 mins read 201 Will a business growth loan enquiry affect my credit score? Business Growth Finance · Applying with bizbritain 1 min read 202 Will a franchise finance enquiry affect my credit score? Franchise Finance · Applying with bizbritain 1 min read 203 Will an acquisition finance enquiry affect my credit score? Acquisition Finance · Applying with bizbritain 1 min read 204 Will applying affect my credit score? Start Up Loans · Applying with bizbritain 2 mins read 205 Will bizbritain ever ask me to pay for a Start Up Loan? Working with bizbritain · Staying safe 1 min read 206 Will I have to give a personal guarantee? Business Growth Finance · Security and guarantees 2 mins read 207 Will I have to give a personal guarantee to buy a business? Acquisition Finance · Security and guarantees 1 min read