No. bizbritain is a credit broker, not a lender. We help you understand your options and prepare your application, and we put it to lenders or the scheme. Lenders make their own lending decisions.
How it works for each type of finance
- Start Up Loans: as a Business Support Partner, we help you prepare your application and assess it against the scheme's rules. The scheme's finance partner runs the final checks, issues your loan agreement and provides the money. See Is bizbritain the lender? Who provides my Start Up Loan?
- Growth, acquisition and franchise finance: we compare options across 100+ lenders, help you prepare your case and support you through the application. Your agreement is with the lender you choose. See Does bizbritain lend Growth Guarantee Scheme loans?
Who decides
The lender, or the scheme's finance partner, makes the final decision. For Start Up Loans, our advisor's assessment comes first, and every approval and decline has a second internal review.
Why use a broker?
Last reviewed: 8 October 2026