The rules for using our website.

Section 01

About these terms

These Terms of Use ("Terms") govern your access to and use of the bizbritain website and associated platforms.

By accessing or using our website or services, you agree to comply with these Terms.

If you do not agree, you should not use our website or services.

Section 02

Who we are

bizbritain finance limited ("bizbritain", "we", "us", "our") is a UK-based financial brokerage authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number 727207.

We act as a credit broker, not a lender.

We do not provide loans directly and do not make final lending decisions. Any finance products are provided by third-party lenders or funding partners.

Section 03

Scope of these terms

These Terms apply to:

• www.bizbritain.com
• Any associated subdomains
• Customer-facing platforms (such as application tools and portals)
• Any content, tools, or services made available through these platforms

Section 04

Our services

We provide:

• Finance brokerage and introductions to lenders
• Support with preparing and submitting applications
• Digital tools to assist with business planning and application preparation
• Internal review and assessment of applications before submission to lenders

Some products we support (including Start Up Loans) are regulated personal loans. Final decisions are always made by the relevant lender or funding partner.

Section 05

Terms of business

Where you engage with our services (for example, by submitting an application or entering into an engagement with us), our Terms of Business will apply.

These set out:

• The services we provide
• Any fees or commissions
• Your rights and obligations
• Our regulatory responsibilities

You will be provided with these Terms of Business as part of the application or onboarding process, and they form the basis of our contractual relationship with you.

Section 06

Use of our website and platforms

You agree to use our website and platforms only for lawful purposes.

You must not:

• Misuse or attempt to interfere with our systems
• Submit false, misleading, or incomplete information
• Attempt to gain unauthorised access to any part of our systems

You are responsible for ensuring that any information you provide is accurate and up to date.

Section 07

Digital tools and platform use

We may provide tools and platforms (including application builders and planning tools) to assist you.

These tools:

• Are provided for guidance and support purposes only
• Do not constitute financial, legal, or professional advice
• Depend on the accuracy and completeness of the information you provide

You are responsible for reviewing and verifying any outputs before relying on them or submitting them as part of an application.

Section 08

AI-assisted functionality

In some cases, our platforms may use technology, including AI-assisted tools, to support the processing of information.

These tools may assist with:

• Analysing documents
• Structuring information
• Generating summaries or draft outputs

Section 09

Referrals and third-party services

We may introduce you to third-party providers, including lenders and partners.

Where you choose to proceed with a referral:

• You may be directed to a third-party website or platform
• Any information you provide to them will be subject to their own terms and privacy policies
• We are not responsible for the products or services they provide

We may receive a commission or fee from partners for successful introductions.

Section 10

Intellectual property

All content on our website, including text, graphics, logos, and software, is owned by or licensed to bizbritain.

You may not copy, reproduce, or distribute any content without our prior written permission.

Section 11

Availability of services

We aim to ensure our website and platforms are available at all times, but we do not guarantee uninterrupted or error-free access.

We may update, modify, or withdraw services at any time without notice.

Section 12

Liability

To the fullest extent permitted by law:

• We do not guarantee the accuracy or completeness of website content
• We are not responsible for any losses arising from reliance on information or tools provided on our platforms
• We are not responsible for the actions or decisions of third-party lenders or partners

Nothing in these Terms excludes or limits liability where it would be unlawful to do so, including liability for death or personal injury caused by negligence.

Your statutory rights are not affected.

Section 13

Data protection

Your use of our services is also governed by our Privacy policy, which explains how we collect and use your personal data.

For information about how we use cookies on our website, please see our Cookie policy.

Section 14

Changes to these terms

We may update these Terms from time to time.

The latest version will always be available on our website, and continued use of our services constitutes acceptance of any updates.

Section 15

Governing law

These Terms are governed by the laws of England and Wales. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the English courts.

Section 16

Contact us

If you have any questions about these Terms, please get in touch.