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Help Business Growth Finance · Rates, fees and costs What if no lender offers me a facility?
Help guide · Business Growth Finance · Rates, fees and costs 1 min read

What if no lender offers me a facility?

If no lender offers you a facility, no success fee is charged. The retainer you paid on signing is the only fee, and bizbritain carries the rest of the risk. What you keep• the financial analysis and cash flow model •...

If no lender offers you a facility, no success fee is charged. The retainer you paid on signing is the only fee, and bizbritain carries the rest of the risk.

What you keep

  • the financial analysis and cash flow model
  • the lender proposal we prepared
  • our findings on why the market declined

Why this matters

You can use those findings to fix what's holding the case back, whether that's margins, debtor collection or the order book. Come back six months stronger, and the market prices you differently. See What if my business growth loan application is declined?.

How much is the retainer?

It depends on your facility size, from £500 for facilities up to £250,000 to £5,000 above £5 million. See How much does bizbritain charge for a business growth loan?.

Acquisitions are different

For acquisition finance, an abort fee can apply if a deal falls through after lenders have made credit-approved offers. It doesn't apply if no offers were secured. See the commission policy.

Last reviewed: 8 October 2026

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