Possibly. For any facility up to £100,000, we check whether a Start Up Loan could cover it first. If you're eligible, you pay nothing for our help. Our advisory fees only apply where Start Up Loans aren't available for your business.
How it works
- Up to £25,000: one Start Up Loan could cover it.
- £25,001 to £100,000: up to four directors or partners can each apply for a Start Up Loan of up to £25,000, so the business could raise up to £100,000. See What do I do if my business partner also wants to apply?
- Above £100,000: Start Up Loans can't cover it, so a growth facility is the route.
When a Start Up Loan fits
Your business is pre-launch or has been trading for up to 60 months, and you meet the scheme's other criteria. See Start Up Loan eligibility.
When it doesn't
For example: you've been trading for more than 60 months, the directors can't or don't want to borrow personally, or you need a type of finance the scheme doesn't offer, such as invoice or asset finance.
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Last reviewed: 8 October 2026