No. There's no fee to apply for a Start Up Loan, no fee for our help, and no arrangement fee on the loan. The only thing you pay is your monthly repayment.
What's free
- Our 60-second eligibility check.
- Your bizbritain advisor's help with your application.
- myplan, which builds your business plan, survival budget and cash flow forecast.
- The 12 months of free mentoring that comes with an approved loan.
How bizbritain is paid
bizbritain is a Start Up Loans Business Support Partner. We're paid a fee by the Start Up Loans Company for each successful loan we complete. Nothing is charged to you, and it doesn't change your rate or terms.
No early-repayment penalty
If you want to pay the loan off early, there's no penalty for doing so.
A word of warning
Nobody legitimate will ask you to pay to apply for a Start Up Loan. That includes us, the Start Up Loans Company and any other Business Support Partner. If someone asks you for money to "secure" or "fast-track" a Start Up Loan, don't pay. Contact us or the Start Up Loans Company.
Read the details in our Terms of Business.
Last reviewed: 8 October 2026