To apply, start with our 60-second eligibility check or the short form on our Start Up Loans page. A bizbritain advisor gets in touch the same working day and guides you through the rest.
Step by step
- Check you're eligible. Our eligibility check takes 60 seconds and doesn't involve a credit search.
- Send us your details. Fill in the form on our Start Up Loans page. There's no credit check at this stage and no obligation. We share your name and email with the Start Up Loans Company so they can register your interest.
- Speak to your advisor. A named bizbritain advisor contacts you the same working day to talk through your plans.
- Register with the Start Up Loans scheme. You complete the scheme's own registration. This includes a declaration of any public funding (subsidy) your business has received, and the formal credit check (see Will applying affect my credit score?).
- Build your documents. Once you've passed the credit check, you build your business plan, personal survival budget and cash flow forecast. myplan does this with you. See What is myplan, and do I need a business plan before I contact you?.
- We review your application. Your advisor checks everything is complete and ready for assessment before it goes in.
- Assessment and decision. Your application is assessed against the scheme's eligibility, affordability and viability requirements.
- Get the money. Once approved and the loan agreement is in place, the loan is paid into your personal bank account, and your 12 months of free mentoring begins.
What you'll need
See What documents do I need? for the full list. You don't need anything prepared before you contact us.
Last reviewed: 8 October 2026