You brief us on the deal, we come back with an indicative structure within days, and then we take it to the lenders most likely to fund it and stay with you through to completion. Most acquisitions take six to twelve weeks from engagement to drawdown.
The five steps
- Brief us (day 1). The target, the deal value, the money you're putting in and your sector experience, on a 30-minute call or through the form on our acquisition finance page. There's no credit check at this stage.
- Indicative structure (3 to 5 days). We come back with a capital stack and two or three lender routes, so you see the shape before you commit. There's nothing to pay at this stage.
- Lender introductions (weeks 2 to 3). We pre-qualify and package the case, and route it to the credit teams most likely to fund it. When a lender issues an Agreement in Principle (AIP), we send our engagement letter. The retainer is payable if you sign.
- Heads of terms (weeks 3 to 6). Indicative offers arrive in writing, and we help you compare them on rate, term, security and covenants.
- Underwriting and drawdown (weeks 6 to 12). The lender's due diligence and legal completion, then funds are released to the seller. We stay in the room throughout.
Fees along the way
You pay us nothing unless a lender issues an AIP and you sign our engagement letter. The retainer is non-refundable once paid. The success fee is payable on drawdown, with the retainer credited. An abort fee can apply only if you decide not to proceed after a lender has issued a credit-approved offer. See How much does bizbritain charge for acquisition finance? and What is the abort fee, and when does it apply?.
Got a target in mind?
Send us the information memorandum and we'll come back with a structure.
Last reviewed: 8 October 2026