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Help Start Up Loans · Applying with bizbritain Is bizbritain the lender? Who provides my Start Up Loan?
Help guide · Start Up Loans · Applying with bizbritain 2 mins read

Is bizbritain the lender? Who provides my Start Up Loan?

No, bizbritain isn't the lender. We're a Start Up Loans Business Support Partner: we help you prepare your application and we assess it against the scheme's requirements. If it's approved, our finance partner runs its...

No, bizbritain isn't the lender. We're a Start Up Loans Business Support Partner: we help you prepare your application and we assess it against the scheme's requirements. If it's approved, our finance partner runs its final checks, issues your loan agreement and provides the money.

Who does what

  • The Start Up Loans Company runs the government-backed Start Up Loans scheme. It's part of the British Business Bank, which is owned by the UK government.
  • bizbritain is a Business Support Partner for the scheme. Your advisor helps you build your plan, survival budget and forecast, then carries out the full assessment of your application.
  • Our finance partner runs the final checks on approved applications, issues your loan agreement and pays out the loan. Your repayments go to them.

Who your loan agreement is with

Your loan agreement is with our finance partner, who is named in the agreement. Their contact details are in it too.

How we're regulated

bizbritain is authorised and regulated by the Financial Conduct Authority as a credit broker, firm reference number 727207.

Does this cost me anything?

No. Our help is free. We're paid a fee by the Start Up Loans Company for each successful loan we complete. See Are there any fees?.

What happens after you apply

See What happens after I submit my application? for the steps from submission to funding.

Last reviewed: 8 October 2026

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