No. 01
Start up · Handbook
Start Up Loan preparation guide
Learn how to reduce avoidable delays, strengthen your application, and improve your approval outcome.
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Free, instant access guides, written by us, for founders like you. Our growing library contains both downloadable PDF handbooks and bite-size articles on a wide range of topics related to funding your business.
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Downloadable guides by bizbritain.
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No. 01
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No. 02
Funding · HandbookGuide to funding a UK business
A plain-English guide on how UK businesses raise finance, and how to give yourself the best chance of a yes.
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No. 03
Start up · HandbookStart Up Loan business plan preparation guide
A preparation guide for the business plan sections of your Start Up Loan application, built around the questions myplan actually asks.
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No. 04
Start up · HandbookStart Up Loan cash flow forecast preparation guide
How the Start Up Loans cash flow forecast builds itself in myplan, and the sales, pricing and cost figures to prepare.
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No. 05
Start up · HandbookPersonal survival budget preparation guide
What the personal survival budget is for, the fourteen categories to have figures ready for, and how it sets the salary your business pays you.
Read online
Bite-size guides for the specific question in front of you.
Short articles written by the bizbritain advisory team. Stay up to date with the latest information and guidance for SMEs.
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Fixed or variable business loan: how to choose before rates move again
A fixed or variable business loan suits different plans. Here is how to choose, what an early repayment charge costs and what to ask before you sign.
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Agreement in principle to completion: what can still change on a business purchase loan
An agreement in principle on a business loan is not a yes. Here are five things that can still change before completion, and what to do about each.
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The 50% first-year allowance: why most small firms do not need to wait to buy equipment
The first-year allowance rises to 50% in January. Most small firms already get full tax relief on equipment, so waiting rarely helps. Here is who it does help.
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Can you get another business loan if you already have one? Often, if both repayments fit
Can you get another business loan if you already have one? Often, yes. Lenders check whether the business can afford both repayments and what your first loan allows.
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Business Asset Disposal Relief is changing in April 2027: what it means for buyers
Business Asset Disposal Relief is capped at £500,000 of gains from 6 April 2027. If your seller wants to finish first, plan the timetable without rushing the deal.
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Should you refinance a business loan? Do the sum before you switch
Refinance a business loan only when the saving beats the cost of switching. How to do the sum, and what changes now Bank Rate is 4%.
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Invoice finance for contractors: funding applications for payment and retentions
Invoice finance for contractors can fund some construction payments, but not all. Here is what lenders fund, what they leave out and what they check.
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When business acquisition loan rates rise: fixed, variable and the lender's test
Business acquisition loan rates can rise with Bank Rate. Check if your rate is fixed, run the lender's test again and know how to rescue a tight deal.
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Management buyout or employee ownership trust: what the team taking over should know
Management buyout or employee ownership trust? One makes the managers owners. The other puts the shares in a trust for all staff. Here is how each works.
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