It depends on what you need. Some banks have specialist franchise teams that know established brands well. A broker like bizbritain can compare options across lenders and routes, including Start Up Loans. Some people talk to both.
Bank franchise teams
- Brand knowledge: they may already know your franchise's track record.
- One lender: they offer their own bank's products and decisions.
- Usually for existing customers or established brands, depending on the bank.
Using bizbritain
- More than one lender: we have relationships across 100+ lenders.
- More than one route: Start Up Loans, business loans, asset finance and acquisition finance. See How do I finance a franchise?.
- Help with the application: we help you prepare the plan and documents lenders expect. See How does applying for franchise finance with bizbritain work?.
- A Start Up Loans Business Support Partner: we can take you through the Start Up Loans application.
We're not a lender
bizbritain is a credit broker, not a lender. Lenders make their own decisions. See Is bizbritain the lender?
Your enquiry
Sending us your plans doesn't affect your credit score. See Will a franchise finance enquiry affect my credit score?.
Last reviewed: 8 October 2026