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The Start Up Loan approval assessment

Many founders qualify with just an idea.

How likely are you to be approved for a start up loan?

Funding of £500–£25,000 is available through the government-backed Start Up Loans scheme. Take this 60-second assessment to understand how lenders are likely to view your application.

  • No credit check
  • Instant personalised results
  • No obligation
Excellent 1,973 reviews

How it works

Here's how the assessment works

This assessment reviews the core factors considered in a Start Up Loan application. It gives you an early indication of how your application may be viewed before you formally apply.

It's built on over 14 years of experience supporting more than 10,000 entrepreneurs to secure Start Up Loans, totalling over £125 million in funding.

It does not affect your credit score and does not commit you to applying.

Working with British Business Bank

Business support partner

Start Up Loans scheme

bizbritain is an official business support partner of the British Business Bank, delivering Start Up Loans as part of a network of business support partners.

14+ years Start Up Loan experience Guiding UK founders through their first loan since 2012.
10,000+ Entrepreneurs funded Helped to start, grow, or buy a business.
£125m+ In Start Up Loans secured Government-backed funding from £500 to £25,000.

What's assessed

What the assessment covers

The areas your 60-second assessment looks at to gauge your Start Up Loan approval position.

Eligibility

Basic criteria including age, UK residency and programme requirements.

Credit profile

General indicators within your credit history that may influence approval decisions.

Funding clarity

How clearly you've defined the amount required and how it will be used.

Business stage

Your current stage, from early idea through to initial trading activity.

These factors reflect common review considerations but do not guarantee approval. All applications are subject to assessment and eligibility criteria.

Free 60-second assessment

Check your approval chances now

Answer a few quick questions and see exactly where you stand before you speak to anyone.

  • Whether you meet core approval criteria
  • What lenders typically assess for early-stage founders
  • How strong your approval position may be
  • What your next step should be

No credit check · No obligation · Takes under a minute

In their words

Rated Excellent on Trustpilot.

From founders we've helped through the Start Up Loans application.

Excellent 1,973 reviews

Ready to check your approval chances?

It takes less than 60 seconds to receive your personalised approval result.

No credit check · No obligation