How likely are you to be approved for a start up loan?
Funding of £500–£25,000 is available through the government-backed Start Up Loans scheme.
Take this 60-second assessment to understand how lenders are likely to view your application.
This assessment reviews the core factors considered in a Start Up Loan application. It gives
you an early indication of how your application may be viewed before you formally apply.
It's built on over 14 years of experience supporting more than 10,000 entrepreneurs to
secure Start Up Loans, totalling over £125 million in funding.
It does not affect your credit score and does not commit you to applying.
Business support partner
Start Up Loans scheme
bizbritain is an official business support partner of the British Business Bank, delivering
Start Up Loans as part of a network of business support partners.
14+ yearsStart Up Loan experienceGuiding UK founders through their first loan since 2012.
10,000+Entrepreneurs fundedHelped to start, grow, or buy a business.
£125m+In Start Up Loans securedGovernment-backed funding from £500 to £25,000.
What's assessed
What the assessment covers
The areas your 60-second assessment looks at to gauge your Start Up Loan approval position.
Eligibility
Basic criteria including age, UK residency and programme requirements.
Credit profile
General indicators within your credit history that may influence approval decisions.
Funding clarity
How clearly you've defined the amount required and how it will be used.
Business stage
Your current stage, from early idea through to initial trading activity.
These factors reflect common review considerations but do not guarantee approval. All applications
are subject to assessment and eligibility criteria.
Free 60-second assessment
Check your approval chances now
Answer a few quick questions and see exactly where you stand before you speak to anyone.
Whether you meet core approval criteria
What lenders typically assess for early-stage founders
Excellent support with my Start Up Loan application. Karl at BizBritain guided me through the whole process clearly and patiently — from the business plan and cash flow forecast to the compliance steps. He took the time to talk things through, answered all my questions, and made what could have been a daunting process genuinely manageable. As a first-time founder I really appreciated how approachable and responsive he was. Highly recommend BizBritain to anyone applying for a Start Up Loan.
Outstanding support from Sonia
I can’t thank Sonia enough for all of her help and support throughout my application. She worked incredibly hard, kept me updated every step of the way, and was always available to answer any questions I had. Her professionalism, dedication, and commitment made the whole process much less stressful. Sonia genuinely went above and beyond to help me achieve the best possible outcome. I would highly recommend her to anyone needing assistance with their application. Thank you again for all your hard work!
Karen was amazing and helped me from…
Karen was amazing and helped me from start to finish . Couldn’t recommend her more highly . Thanks again James
I was really satisfied with the service…
I was really satisfied with the service I received. Excellent speed and professionalism, with a customer focus that makes the difference. Everything was handled impeccably and on schedule. Highly recommended! ⭐⭐⭐⭐⭐
Life changing!
Victoria Fox has been a fantastic support, providing help and clear advice throughout my application. This loan is life changing for myself and the local community. I would like to express my sincere thanks to all involved. This wouldn't be possible without you! So excited to see the business grow, keep up the great work!
Julia Forrester
Ready to check your approval chances?
It takes less than 60 seconds to receive your personalised approval result.