No. A franchisor's forecast is a useful starting point, but it isn't a guarantee of income, or of funding. Lenders expect your own plan, based on your location, your costs and your assumptions.
Why lenders want your own plan
- Your territory is different from the network average.
- Your costs are your own: rent, staff, vehicle and your living costs.
- Generic plans get declined. Lenders want forecasts that make sense for your area and match how similar units in the network actually perform.
How to use the franchisor's figures
- As a template: many franchisors provide a cost breakdown and a model forecast.
- As a check: compare them with what existing franchisees tell you about their own trading.
- Adjusted for you: change the assumptions that differ for your location and situation.
Test the numbers
Talk to several existing franchisees, not only the ones head office suggests, and compare their experience with the forecast. We can help you check the numbers before you apply.
For a Start Up Loan
Last reviewed: 8 October 2026