Business banking that fits your working day.

Before you choose

What to look for in a business account

Start with the transactions your business makes in a normal week. Think about how customers pay, how suppliers are paid and whether you handle cash. An account should support those tasks without creating an awkward workaround. Also consider whether you prefer an app, a browser or access to a branch when something needs attention.

Check eligibility before spending time comparing features. Business structure, industry and the people involved can affect whether an account is available. Read the provider’s explanation of how the account works and which organisation provides it. Make sure you understand the protection that applies to the specific account you are considering.

Next, look at the administration around the account. Consider who needs access, how transactions reach your accounts and how support is provided. Work through a few ordinary tasks before moving an established process. Keep a record of recurring payments and any customers who will need updated details. A promotion can be a useful extra, but the lasting decision is whether the account fits the business you actually run.