bizbritain guides
The guide library
Every article we’ve published, newest first. Filter by topic or search for the question in front of you. Cited, dated, and quietly updated when policy or rates change.
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Management buy-in finance: funding the business you'll run next
Management buy-in finance funds an outside operator buying a business to run. How lenders price first-time buyers, and a worked £225k unsecured example.
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How to fund a management buyout
How to fund a management buyout: cashflow-led debt, seller deferral, and the team's own stake. A worked £670k example, and the route for deals under £3m.
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Getting a loan to buy into a partnership (or out of one)
How a loan to buy into a partnership works, and how partner and shareholder buy-outs get funded. What lenders look for, and the structures that fit.
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How much deposit do you need to buy a business?
How much deposit do you need to buy a business in the UK? Most buyers put in 10% to 30% of the price. What counts, and how vendor finance shrinks it.
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The autumn 2026 working capital plan for property trades
UK asking prices fell 2% in August, and there are more homes for sale than at any August in 12 years. Here is what that means for the businesses that service property, and how to fund the work.
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How much does it cost to open a restaurant in the UK in 2026?
How much does it cost to open a restaurant in the UK? A realistic £25,000 breakdown, from kitchen kit to licences, based on a founder who did it.
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The Growth and Skills Levy: apprenticeship training paid for in full from August 2026
From 1 August 2026 the government covers the full training cost of an apprentice aged 16 to 24 at any employer outside the apprenticeship levy. Here is what it is worth, and what changes again in October.
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The personal survival budget for a Start Up Loan, explained
The personal survival budget shows you can live while the business grows. What it covers, the fourteen categories to prepare, and how myplan builds it.
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Your cash flow forecast for a Start Up Loan, without a spreadsheet
A cash flow forecast for a Start Up Loan is built from your sales assumptions. What myplan automates, what you prepare, and the mistake that gets workbooks returned.
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Your business plan for a Start Up Loan: what it must cover
A business plan for a Start Up Loan covers seven set sections. What each one needs, the standard it is assessed against, and how myplan builds it for you.
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Start Up Loan or a grant? How to choose in 2026
Start Up Loan or a grant? The UK grants that exist for new businesses in 2026, how they compare with the scheme's 7.5% fixed loan, and when to use both.
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Start Up Loan vs business loan: which fits your business?
Start Up Loan vs business loan: rates, security, personal guarantees and amounts compared, and how to tell which route fits a business under five years old.
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