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PDF cover Personal survival budget preparation guide — cover

Start up · Handbook

Personal survival budget preparation guide

A personal budget, not a business one. Two short myplan conversations and the honest number the scheme reads first.

  • Why your last three months of bank statements come first
  • The fourteen standard spending categories, ready to fill
  • What a shortfall means, and what myplan does with it

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Inside the handbook

What you'll learn, chapter by chapter

5 pages · myplan edition
01

What it is and why it matters

The workbook's own framing, and why statements come before figures.

02

Money in

Ongoing income only, averaged honestly, with the Universal Credit note.

03

Money out: the fourteen categories

The standard categories the workbook expects, ready to fill.

04

What the balance means

A shortfall is not a rejection. It sets the salary your forecast must support.

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