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News
FCA review finds regulation is not the main barrier to small business finance, and names three fixes
The FCA's SME access to finance review, FS26/2, finds its rules are not a major barrier. The frictions are complex applications, repeated checks and vague declines. Open finance is the fix.
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News
Bank lending to small businesses has fallen £26.8bn in three years, money.co.uk finds
money.co.uk's analysis of UK Finance data shows small business bank lending across Great Britain fell 30% between 2022 and 2025, with nine in ten postcode sectors receiving less credit.
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News
Banks' trade body backs simpler company reporting as ministers consult on ending audits for medium-sized firms
UK Finance and DLA Piper set out proposals on 15 September to simplify corporate reporting, as a government consultation asks whether medium-sized firms still need an audit to borrow.
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News
Lenders have money to lend but prefer bigger firms, the Bank of England's agents report
The Bank of England's Agents' summary for September 2026 says credit supply outstrips demand, but lenders have less appetite for smaller firms. What a founder should take from it.
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Insights & data
Small business AI adoption has doubled to 47%. What that means for a Start Up Loan application
Simply Business says small business AI adoption in the UK has doubled to 47%, but only 19% feel confident with it. What that means for a Start Up Loan business plan.
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News
Fair Work Agency names 658 employers over minimum wage underpayment
The Fair Work Agency has named 658 employers for paying below the minimum wage, ordering £4m in arrears back to more than 27,000 workers.
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