One product group. Business finance.
We don’t also do mortgages or motor finance on the side. Start Up Loans, growth finance, acquisition finance: that’s the whole list. Depth over breadth.
Focus since 2012
About bizbritain · est. March 2012
Specialists in first-time business finance.
We help entrepreneurs across the UK start, grow, and buy businesses. We are particularly good at helping first-time applicants: people seeking business finance for the first time. And we work fast: replies the same working day, applications prepared properly the first time.
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- Business Support Partner
- Regulator
- FCA authorised · ref. 727207
- Response time
- Same working day
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- Excellent 2,151 reviews
Why we specialise
Most brokers treat first-time applicants as the hard cases. We built the firm around them.
Commercial finance is built for people who’ve done it before. Forms assume a track record. Terminology assumes you already know the terminology. We spend our days translating, and it turns out we’re good at it.
Plain English, always.
Every policy, every form, every phone call is written for someone hearing the language of commercial credit for the first time. We rewrite until our grandparents would understand.
Practice, not a campaign
FCA authorised since 2016.
Fully FCA-authorised commercial finance brokerage (firm ref. 727207). British Business Bank business support partner operating nationwide. The boring credentials that matter.
Continuous since 2016
The short version
How we got here.
Fourteen years, three decisions that mattered, and the same founders all the way through.
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2012
Origin · March
Matt Gubba founds bizbritain as a resource to help people start their own business, after seeing growing demand for support and guidance amongst new business owners.
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2013
Partnership
Matt teams up with Gary Lennon; bizbritain becomes a national business support partner of the government-backed Start Up Loans scheme, initiated by Lord Young, and since lending more than £1bn to UK startups.
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2016
Authorisation
Becomes a fully FCA-authorised commercial finance brokerage, broadening beyond start-up lending into growth and acquisition finance.
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Today
October 2026
11,308+ businesses directly funded and £139m+ facilitated. Still a British Business Bank business support partner. Still specialists in first-time applicants.
Our fees
Independent advisory at a fixed fee schedule.
On advisory transactions we are paid by you, not by lenders. A marginal-rate fee from 3%, falling as the facility grows, with a retainer that is credited in full against the success fee at completion. You pay nothing unless a lender issues an AIP and you sign our engagement letter, and no success fee is charged if your facility doesn't draw down. bizbritain carries that risk.
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Marginal-rate model
Each percentage applies only to the portion of your facility within that band. From £25,000 to £10m.
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Retainer credited
Paid if you sign the engagement letter, after an AIP. Non-refundable once paid, credited in full at completion.
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Zero lender commission
We accept no introducer commission, procuration fees, or arrangement income from lenders on advisory transactions.
Founders · still running bizbritain
The same two owners, the same mission.
The two entrepreneurs who built bizbritain from the ground up are still the two owners leading the company towards continued growth into the future.
- 2012 Matt Gubba Founder · entrepreneur · launched 2012
- 2013 Gary Lennon Co-founder · entrepreneur · joined 2013
11,308+ businesses funded · 14 years in business
The legal bits
One company you deal with.
BizBritain Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) for credit brokerage activity (Firm Reference Number: 727207). We are also registered with the Information Commissioner's Office (ICO) for the processing of personal data (Registration Number: ZA062551). BizBritain Finance Limited is incorporated in England and Wales (Company Number: 08354773). Our registered office is Level 18, 40 Bank Street, Canary Wharf, London E14 5NR.
If you look us up at Companies House you will also find BizBritain Limited (Company Number 15054468, incorporated 2023). That company exists only to protect the bizbritain name. It does not trade, and it is not the company you deal with: every service described on this site is provided by BizBritain Finance Limited.
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2,151 reviews